Most Portuguese lenders require the following supporting documentation in order to process a file for approval:-
General documents
- Copy of passport
- Copy of Portuguese tax number
- Proof of address (copy of recent utility bill)
- Credit report
- Bank statements for the last 3 consecutive months
- Savings account statements for the last 3 consecutive months
- Latest valuations of any investment portfolios
Employed applicants
- Last 3 pay slips
- Latest P60 (tax submission)
- Employers reference letter
Self-employed applicants
- Profit & Loss accounts for the last 1 - 3 years
- Latest company tax return
- Latest personal tax return
- Business bank statements for the last 3 consecutive months
Rental income
- Copy of tenancy agreement(s)
- Bank statements for the last 3 consecutive months
- Latest personal tax return
Please note that some banks require originals of the above detailed documents.
We will inform you prior to submitting an application to the chosen lender if any additional documents will be required, depending on your specific circumstances.
Please find more information on the following subjects:-